Medicare / Social Security

Social Security is an important cornerstone of every retirement income plan. Our team has access to robust software that can help analyze many of the Social Security benefit scenarios available to you and help you evaluate which one best fits your personal circumstances. And, because Social Security is a key component of your retirement income, your Financial Advisor can work with you to create a comprehensive retirement income plan that is tailored to meet your unique goals. They will apply a holistic planning process to help you address key retirement decisions, effectively manage risks, and efficiently provide ongoing income to meet both your current and long-term retirement needs.

Investment Planning

You could spend decades saving for retirement, and that’s vitally important. But in the end, it’s the planning you do in the years leading up to and immediately after you retire that may be critical in determining the lifestyle you’ll be able to afford. By having a plan that covers your working years and focuses on the period surrounding your retirement, you may help increase the likelihood you’ll be able to live the retirement you’ve anticipated.

Access to lending and banking services through Wells Fargo affiliates

Through our Wells Fargo affiliates, you have access to lending products, including: Securities-based financing, Residential mortgages, Home equity financing, Business financing, and Credit cards.
Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under th the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

Business Succession

We work with Business Succession Experts within Wells Fargo Advisors who can walk you through the various complexities that surround business succession events. We help to prioritize and define these personal and business goals to determine the correct approach.

Corporate Executive Services

We offer a variety of services that solve the complexities of compensation packages. These probably include stock options, restricted stock, and other equity-based grants. As a result, the Wells Fargo Advisors’ Executive Services Team can help you to take a comprehensive view of your situation to more effectively handle trades in your company stock within the standards and requirements you face and to help you meet your financial goals. Specifically, they can review your portfolio by:

- Developing and implementing 10b5-1 trading programs

- Creating long-term selling strategies for your stock options portfolio

- Discussing strategies that can help you better manage your income tax exposure particularly to the alternative minimum tax (AMT)

Estate & Tax Planning Strategies

No matter what your age or net worth, you need an estate plan to protect yourself, your loved ones, and your assets – during your lifetime, as well as after your death. Our team can coordinate with your estate and tax planning professionals, as well as bring in subject matter experts to build a comprehensive plan that satisfies the demands of every household.

Philanthropic Planning

Giving used to be as simple as writing a check or dropping off old clothes at a charitable organization. But this type of giving, although appropriate for some, simply does not meet the tax-saving or estate-planning needs of many. Fortunately, today’s donors can take advantage of gifting strategies that can increase the benefits of their gifts both for the charity and for themselves

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.